4635 Camargo Road

Camargo, KY
$ 285,000 Beds 3 Baths 2 Sq 2,404
Monthly Estimate* How much can I afford?

**AUCTION** Starts Online on 9/16/26. This home will sell to the best and highest bidder above $285,000 on Thursday 10/8/2026 @ 6:30pm at a live onsite simulcast sale will buy this home. Please go to djsauctionsusa.com for terms and conditions and more information Discover the perfect blend of space and serenity at 4635 Camargo Road, a charming brick ranch nestled on a lush 0.85-acre lot in the heart of Mount Sterling. This expansive 2,404-square-foot home is designed for both comfort and entertaining, featuring three spacious bedrooms and two full baths. Step inside to an inviting foyer that leads to a grand great room and a formal living room, each anchored by a cozy masonry fireplace. The heart of the home is the large, well-appointed kitchen, complete with a breakfast bar and stainless steel appliances, opening into a bright eat-in area with its own fireplace—perfect for morning coffee. Elegant hardwood and tile flooring flow throughout the main level. The versatility continues with a partially finished basement, offering additional recreation space and a third fireplace. Outside, enjoy the privacy of a partially fenced yard shaded by mature trees, a one-car attached garage, and a spacious driveway for ample parking. Located just moments from Camargo Elementary and local parks, this home offers the peaceful lifestyle of Montgomery County with modern convenience. Again please visit djsauctionsusa.com for Auction information and terms and conditions.

Active

  • Price
  • $ 285,000
  • City
  • Camargo
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • MONTGOMERY
  • Half Bathrooms
  • 0
  • Area
  • 018 - Montgomery County
  • Lot Size
  • 0.85 Acres
  • Zip
  • 40353
  • Sqr Footage
  • 2,404
  • Style
  • Ranch
  • MLS#
  • 26025441
Listed By: Kentucky Realty Group, LLC - 859-498-0208
Data Source: ImagineMLS

Features

General

Sewer Public Sewer
Heating Electric,Heat Pump
Cooling Ceiling Fan(s),Central Air,Electric,Heat Pump
Utilities Electricity Connected,Sewer Connected,Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher,Microwave,Oven,Refrigerator
Garage Spaces 1.0
Patio/Porch Features Patio,Rear Patio
Architectural Style Ranch
Construction Materials Brick Veneer
Year Built 9999
Levels One
Property Subtype Single Family Residence
Parcel Number 041-20-01-068.00
County Montgomery
New Construction No
Property Type Residential
HOA No
Attached Garage No
Subdivision Name Rural
Garage Y/N Yes
Total Rooms 9
Full Baths 2
Status Active
Directions From Mt Sterling Bypass; right on Camargo Rd; Property on left prior to leaving Camargo Latitude: 37.991693 Longitude: -83.880026
High School Montgomery Co
City Camargo
High School District Montgomery County - 18
MLS Area 018 - Montgomery County
Lot Size Units Acres
Lot Size Square Feet 37026.0
Carport Y/N No
Elementary School Camargo
Land Lease Y/N No
Home Warranty Y/N No
Middle/Junior High School McNabb
MLS Area Minor 018 - Montgomery County
Lease Considered Y/N No
Rent Control Y/N No
Structure Type House
Standard Status Active
MobileHomeRemainsYN No
Senior Community None
Sewer_co_Public_sp_Sewer True

Interior Features

Interior Amenities Ceiling Fan(s),Entrance Foyer,Walk-In Closet(s)
Basement Full,Interior Entry,Partially Finished,Sump Pump
Flooring Tile,Wood
Total Fireplaces 3
Fireplace Features Basement,Family Room,Living Room,Wood Burning
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 2404.0
Laundry Features Electric Dryer Hookup,Main Level,Washer Hookup
Total Bedrooms 3
Below Grade Finished Area 0.0
LivingAreaSource Public Records
Total Baths 2
Heating-Heat Pump True

Exterior Features

Fencing Partial
Parking Features Attached Garage,Driveway,Garage Faces Rear,Off Street
Lot Features Few Trees
Water Source Public
Lot Size Area 0.85
Foundation Details Block
Building Area Total 2404.0
Lot Size Acres 0.85
Lot Size Source Public Records
Waterfront Y/N No
Crops Included Y/N No
Horse Y/N No
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Somerset, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Camargo Elementary School
Middle School McNabb Middle School
High School Montgomery Co High School

Price History

9/15/2026 Listed $285,000

Property vs Zip Code Average in 40353

Price
AVG $350K
$290K

4635 Camargo Road Camargo, KY is a Single Family Home for sale at $285000 with 2404 sqft and a lot size of 0.85 Acres Acre(s). 4635 Camargo Road Camargo has 3 bedrooms, 2 baths . The property's zip code is 40353 which is in Camargo, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.