565 Bell Lane

Monticello, KY
$ 121,900 Beds 3 Baths 2 Sq 924
Monthly Estimate* How much can I afford?

LOCATION! SPACE! VALUE! Don't miss this awesome opportunity at 565 Bell Lane in Monticello, KY! This 3-bedroom, 2-bath home sits on a .46-acre lot and offers the perfect mix of convenience and functionality. You'll love the detached garage—ideal for parking, hobbies, or a workshop—plus an additional storage shed for all your extras. Enjoy the peace of a quiet setting while being just minutes from town and the stunning Lake Cumberland, perfect for boating, fishing, and relaxing weekends! Whether you're looking for a full-time home, investment, or getaway near the lake, this one checks all the boxes! Act fast—properties in this location don't last long!

Active

  • Price
  • $ 121,900
  • City
  • Monticello
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • WAYNE
  • Half Bathrooms
  • 0
  • Area
  • 070 - Wayne County
  • Lot Size
  • 0.46 Acres
  • Zip
  • 42633
  • Sqr Footage
  • 924
  • Year Built
  • 2003
  • Style
  • Single Family Residence
  • MLS#
  • 26007643
Listed By: Weichert Realtors Ford Brothers, Inc. - 606-679-2656
Data Source: ImagineMLS

Features

General

Sewer Septic Tank
Heating Heat Pump
Cooling Central Air
Possession Close Of Escrow
Roof Shingle
Garage Spaces 1.0
Construction Materials Vinyl Siding
Year Built 2003
Levels One
Property Subtype Single Family Residence
Parcel Number UU-09-010.00
County Wayne
New Construction No
Property Type Residential
HOA No
Attached Garage No
Subdivision Name Bell
Garage Y/N Yes
Other Structures Shed(s)
Total Rooms 2
Full Baths 2
Status Active
Directions From the center of Monticello (Courthouse Square),head north on N Main Street (US-127). Continue approximately 1.5 miles,then turn right onto KY-90 East (E Kentucky 90) toward Burnside/Lake Cumberlan
High School Wayne Co
City Monticello
High School District Wayne County - 70
MLS Area 070 - Wayne County
Lot Size Units Acres
Lot Size Square Feet 20037.6
Carport Y/N No
Elementary School Bell
Land Lease Y/N No
Home Warranty Y/N No
Middle/Junior High School Wayne Co
MLS Area Minor 070 - Wayne County
Lease Considered Y/N No
Rent Control Y/N No
Structure Type Manufactured House
Standard Status Active
MobileHomeRemainsYN No
Senior Community None
Sewer_co_Septic_sp_Tank True

Interior Features

Flooring Laminate,Vinyl
Basement (Y/N) No
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N No
Above Grade Finished Area 924.0
Total Bedrooms 3
Below Grade Finished Area 0.0
LivingAreaSource Public Records
Total Baths 2
Heating-Heat Pump True

Exterior Features

Parking Features Detached Carport
Water Source Public
Lot Size Area 0.46
Foundation Details Block
Building Area Total 924.0
Lot Size Acres 0.46
Lot Size Source Public Records
Waterfront Y/N No
Crops Included Y/N No
Horse Y/N No
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Somerset, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Bell Elementary School
Middle School Wayne Co Middle School
High School Wayne Co High School

Price History

4/11/2026 Listed $129,900
5/26/2026 2% - $127,900
6/26/2026 3% - $125,000
9/9/2026 3% - $121,900

Property vs Zip Code Average in 42633

Price
AVG $320K
$120K
Year Built
AVG 1986
2003
Visits
AVG 120
165
Data Provided by Inside Real Estate®

565 Bell Lane Monticello, KY is a Single Family Home for sale at $121900 with 924 sqft and a lot size of 0.46 Acres Acre(s). 565 Bell Lane Monticello has 3 bedrooms, 2 baths and was built in 2003. The property's zip code is 42633 which is in Monticello, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.